아세안

This paper aims at studying the restructuring of commercial banks which has been started since 2011 in Vietnam. This is considered as an active approach in restructuring the banking system in order to effectively obtain targets in the circumstance of no risk of severe crisis or recession. The paper summarizes the international practices and experiences in bank restructuring including: (i) the concept and goals of restructuring, (ii) the circumstances and conditions of the banking system before the restructuring, (iii) the methods and implementation of restructuring, and (iv) the evaluation of the effectiveness of restructuring. By conducting a survey for bank managers, experts, policy makers and researchers, the authors show that there are still uncovered issues for policy makers currently in Vietnam bank restructure such as: which model of restructuring should be applied to Vietnamese banking system, where to get the resources to implement the restructuring, or what is the role of Debt and Asset Trading Corporation (DATC) and coordination among related parties in the restructuring.