연구정보
Contribution of Internet Banking toward Profitability of Banking in India
인도ㆍ남아시아 일반 국외연구자료 기타 Majid Karimzadeh Acta Universitatis Danubius : Oeconomica 발간일 : 2015-09-01 등록일 : 2016-02-12 원문링크
The adoption of the Internet in the banking industry on the one hand is closely related to a change in the structure of the organization and nature of operations in banking industry itself, and on the other hand, to the emergence of computer as a significant organizational tool. Banks have always been starving to introduce new technologies to reduce operational costs and expand their businesses. This study is an attempt to investigate the contribution of Internet banking on the performance of the banking system in India. Return on Assets (ROA) and Return on Equity (ROE) ratios are used to test this effect. The regression analysis showed that there is a significant effect of Internet banking services on the profitability of banks in terms of ROA and ROE in India.