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[경제] Democratizing Indonesia’s housing market: An interview with Pahala Mansury

인도네시아 국외연구자료 연구보고서 - Mckinsey 발간일 : 2021-03-22 등록일 : 2021-10-24 원문링크

Pahala Mansury is Indonesia’s recently appointed deputy minister of state-owned enterprises. Before assuming the role in December, he was the president director of BTN, the Indonesian bank appointed to provide finance for housing. There he played a critical role in the government’s ambition to increase homeownership among low-income earners. In 2015, the government launched the “One Million Houses” initiative, which saw 3.2 million housing units built within the first four years. Mansury employed a multipronged strategy, which included facilitating easier access to housing and mortgage loans, working with developers on affordable housing projects, and using technology to streamline operations while expanding the bank’s service offerings to customers.

In November 2020, his final month as president director of BTN, Mansury reflected on his tenure there with McKinsey’s Jason Li and Joydeep Sengupta. They discuss the acceleration of the bank’s digitization efforts during the pandemic, how Indonesia’s housing market is evolving, and the role the country will play in the Asian economy.

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