연구정보
The Financial Background of the European Deposit Guarantee Schemes and the Resolution Mechanism
중동부유럽 일반 국외연구자료 기타 Tóth, József MPRA 발간일 : 2015-06-11 등록일 : 2015-06-11 원문링크
Abstract
The new directives of the European Parliament and the European Council issued in 2014 define unified expectations regarding deposit guarantee schemes and regarding banking resolution mechanism to be applied in territory of each EU member states. Moreover, the so called Single Resolution Fund must be implemented by euro member states in order to finance the resolution processes. The article introduces the main rules of the unified systems as well as deals with their financial background. The European Commission declared in its statement the target level of the Single Resolution Fund which is EUR 55 billion. However, we provide evidence that this target level is underestimated.