중동부유럽

The years of crisis were characterized by a moderation of the lending activity in Romania, banks have changed their focus from a rapid expansion towards a strategy determined by caution. The credit institutions have adapted the strategy, the territorial expansion plans, the product portfolio and switched to a more careful control of the operating costs. The purpose of this paper is to review status of the banking sector in Romania, compared with the data obtained in the EU countries. We will examine the structure indicators, the indicators measuring the degree of development and competition as well as the indicators measuring the performance of the banking system in Romania. The study period was 2000-2012