반복영역 건너뛰기
지역메뉴 바로가기
주메뉴 바로가기
본문 바로가기

연구정보

Islamic Banking in Malaysia: A Sustainable Growth of the Consumer Market

말레이시아 국외연구자료 기타 Ching Wing Lo, Chee Seng Leow International Journal of Trade, Economics and Finance 발간일 : 2014-12-16 등록일 : 2016-05-31 원문링크

For the past 3 decades, the Malaysian Islamic banking sector has been growing rapidly with an average of 18% growth per annum in terms of assets since 2000. As at 2013, Malaysia continued to record substantial achievement with a total asset of RM426.16 billion which represent about 13% of the total global Islamic banking assets, behind only to Iran and Saudi Arabia. However, if compare to conventional banking sector in terms of assets and customers size, the Malaysian Islamic banking sector is considered at its infancy stage. This is mainly due to the late establishment of Islamic concept into the banking system. Although the general awareness towards Islamic banking in Malaysia is considered at acceptable level, in terms of assets, financing and deposits the Islamic banking sector only captured about 13%-14% of the total banking markets share which is still far fetch from the conventional banking sector. Nevertheless, the consumer market still provides great opportunity for the Islamic banks to target on for more profitability. Therefore, Islamic banks should formulate strategies to educate and attract more consumers to use Islamic banking products. The objective of this short paper is to discuss on the sustainable growth of the Islamic banking consumer market in Malaysia in order to identify a research gap. The research methodology is based on analytical literature review. It is found that lack of studies was conducted on customer perceptions. In the conclusion, this paper strongly recommended more empirical studies on customer perceptions towards Islamic banking in Malaysia should be conducted immediately.

본 페이지에 등재된 자료는 운영기관(KIEP)EMERiCs의 공식적인 입장을 대변하고 있지 않습니다.

목록