연구정보
[경영] Financial Access of Women-Owned Small and Medium-Sized Enterprises in Viet Nam
베트남 국외연구자료 연구보고서 Asian Development Bank 발간일 : 2022-12-28 등록일 : 2022-12-31 원문링크
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Out of 27 banks surveyed, the authors found that only 5 cater to the specific needs of SMEs owned by women. The paper proposes ways of incentivizing financial institutions to invest in this market segment. These include requiring gender-disaggregated data reporting, boosting knowledge on gender lens investing, improving guarantee schemes, and promoting lending to women-owned SMEs as an active hedge against portfolio deterioration. The paper recommends that financial institutions introduce regular tracking of gender-disaggregated data at portfolio level, design and implement gender lens strategies, and develop products and services better tailored to the needs and preferences of women-owned businesses.
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