아프리카ㆍ중동
연구정보
[경제] Nigeria—Fostering Financial Inclusion through Digital Financial Services Nigeria: Nigeria
나이지리아 국외연구자료 연구보고서 IMF 발간일 : 2023-03-06 등록일 : 2023-03-23 원문링크
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Financial inclusion in Nigeria has had undeniable successes, with the onboarding of residents to the banking sector consistently progressing. But the overall exclusion rates continue to exceed official targets, not least due to low financial literacy. Going forward, Nigeria’s financial inclusion strategy should more systematically leverage rapidly developing digital instruments. Uptake of digital financial services, notably mobile money, is still lower than in peer countries, and overcoming this would require improving digital financial literacy, upgrading digital infrastructure, and promoting incubation and sound practices of fintech firms. Nigeria’s CBDC also has an enabling potential if accompanied by a comprehensive package of supportive policies.
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