중남미
연구정보
[경제] Why do small farmers have less access to credit? a microdata analysis of the Peruvian case
페루 국외연구자료 연구보고서 - Nativa 발간일 : 2024-05-01 등록일 : 2024-05-09 원문링크
Small farmers face many challenges regarding financial inclusion, which adversely affect farm productivity and reduce their income and welfare, especially in developing countries. An optimal comprehension of financial services in specific contexts is a significant challenge, especially for smallholders. So, the question is obvious: Why do small farmers have less access to credit? The main purpose of the present study is to estimate the impact of the determinants of credit access in the Peruvian agricultural sector from 2015 to 2019, considering farm size in different geographic areas, using an econometric methodology for crosssectional data. The study used data extracted from the Peruvian National Agricultural Survey. The results reveal the probability of farmers accessing credit. However, it varies according to farm size, and was, on average, around 30% at the national level, whereas the size of the farms was identified as a crucial factor. Being a smallholder reduces farmers’ probability of access to credit, while being a large-scale farmer nearly doubles this probability. Furthermore, the study estimated the trend in the odds ratios, which are associated with certain characteristics of the farming population in Peru.
본 페이지에 등재된 자료는 운영기관(KIEP) 및 EMERiCs의 공식적인 입장을 대변하고 있지 않습니다.
| 이전글 | [경제] Empirical analysis of economic performance and metal prices in Peru using s... | 2024-05-09 |
|---|---|---|
| 다음글 | [외교/안보] Digital Metering at the US-Mexico Border | 2024-05-09 |
